Most of us will experience an auto accident at some point in our lives. Here’s what to do if it happens:
Immediate Actions:
- Seek Treatment: Visit the ER or a local hospital if seriously hurt and ask for a physical therapy prescription.
- No Doctor? We have doctors who can see you and refer you to physical therapy at no out-of-pocket expense. Call us.
Post-Accident Care:
- Persistent Pain: If you experience pain or discomfort for a few days or more, visit our office to determine if further care is needed.
- Quick Recovery: The sooner you come in, the faster you can get better.
Insurance and Costs:
- Med Pay/PIP: Most auto insurance policies include Med Pay or PIP, covering 100% of your expenses up to a certain limit. We can verify this for you.
- Not at Fault: The other party’s insurance should cover your healthcare expenses. We handle all the paperwork.
- Settlement Advice: Don’t settle with an insurance company before we evaluate your injury. Settling early can leave you with out-of-pocket expenses for unresolved injuries.
Legal Assistance:
- Hiring an Attorney: A reputable attorney can handle negotiations and paperwork with insurance companies, allowing you to focus on healing.
Long-Term Health:
- Untreated Injuries: Injuries left untreated can lead to spinal degeneration and other long-term issues.
- At-Fault Accidents: Even if the accident was your fault, use your PIP coverage to get treated. Many insurers won’t raise rates after one or two accidents in a year.
Final Note:
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Get Checked: The injuries from an auto accident can cause lasting problems. You owe it to yourself to come in and get evaluated.
